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Contact your local Veterans United office in Clarksville, Tennessee

Whether you have questions about your loan options, need help with your account, or are ready to start your home ownership journey, we’re here to serve you. (931) 920-2252

Contact Information

  • Phone (931) 920-2252
  • E-Mail
  • Location 107 Center Pointe Drive
    Clarksville, TN 37040
  • Hours Mon. -- Fri.: 8 a.m. -- 5 p.m.
    Closed Saturday and Sunday.
  • Community Facebook

Meet the Team at Veterans United in Clarksville, Tennessee

Heather Damer

Production Manager

NMLS #12449

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Heather has been in the real estate and mortgage industries for 25 years. An expert on VA home loans, as well as FHA and Conventional, she strives to make every transaction smooth and worry-free by providing expert advice and superior customer service. Heather and her family have been a part of the Clarksville/Fort Campbell area for many years and she is proud to serve the community they call home.

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Charlotte McClellan

Sr. Loan Officer

NMLS #39691

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Charlotte is a lifelong resident in the Clarksville/Ft. Campbell area. With over 30 years' experience, she is an expert on VA home loans, as well as FHA, Conventional and first time homebuyer programs. Charlotte prides herself on providing personalized, fast and efficient service from pre-approval all the way to the loan closing. She is also available on weekends and evenings for your convenience.

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Kelly Foote

Loan Officer

NMLS #295074

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Kelly has worked in the mortgage industry for more than 24 years. She is very involved in the Clarksville Community and serves as a board member for Operation Stand Down and works with the Annual Handbags for Hope Auction benefiting the Safe House for battered women. She also serves on other local committees and charities and devotes her time to family and church. She feels it is a great honor to help local veterans become homeowners as she comes from a military family. Each of her customers receives the same level of service she would expect to receive herself. In her downtime, Kelly spends time with her family, enjoys cruising, golf, flea markets and other adventures.

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Karol Hart

Loan Officer

NMLS #1202012

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Karol has strong ties to the military and is honored to be in a position to help local veterans achieve their dream of homeownership. She has a special place in her heart for Ft Campbell specifically. Karol was born on the base when her father was enlisted. And today it is still just as special to her given her husband concluded his time in service by retiring after 20 years of service and as a First Sergeant with the 101st Airborne Division at Fort Campbell. In addition to her family ties to the military, Karol is a former facilitator for a Department of Defense contractor having taught thousands of transitioning military service members. As a loan officer, she will use this level of understanding and compassion to go above and beyond your expectations. When not working, Karol’s time is spent with her husband, daughters and family dogs.

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Jennifer Candler

Loan Officer

NMLS #710607

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Jennifer Candler has been in the mortgage industry for more than 20 years and is currently a Loan Officer at Veterans United Home Loans. Jennifer is a Clarksville native and a member of the Clarksville Association of Realtors and the Clarksville Chamber of Commerce. She is dedicated helping local veterans become homeowners and aims to minimize the stress involved in the homebuying process for her customers. Outside of work, Jennifer enjoys church and spending time with her family and pets.

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Nathan Bryant

Loan Officer

NMLS #1362262

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Nathan Bryant is a lifelong resident of the Clarksville area. He’s been active in the mortgage industry for the past six years; he previously worked in loan processing and closing. His grandfather, a Purple Heart recipient, served in the Army during World War II, while Nathan’s older brother served in the Air Force. Nathan takes pride in placing the borrower in the loan program best suited for their needs, whether that is VA, FHA, USDA or conventional financing. Outside of work, Nathan enjoys spending time with his girlfriend, family and boxer dog!

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Jake Levy

Loan Officer

NMLS #168064

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Jake Levy has been in the mortgage industry for more than 10 years. A native of Missouri, he is excited to bring his expertise to the Tennessee branch of Veterans United! Jake served as a Loan Officer at Veterans United Home Loans in Columbia, MO, then later became a vital part of the branch team and now is here in the Clarksville/Ft Campbell area serving our community in person. Jake carefully listens to his homebuyers’ wants and needs and specializes in helping them achieve their home buying goals. He is in their corner every step of the way. In his free time, Jake is cheering on the St. Louis Cardinals, golfing and sitting on his patio, while soaking up the sun.

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Speak with a Home Loan Specialist today
- or visit us at -
107 Center Pointe Drive, Clarksville, TN 37040
A VA approved lender; Not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency.