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Veterans United Employee Karol Hart

Karol Hart

Senior Loan Officer Karol Hart has strong ties to the military and is honored to be in a position to help local Veterans achieve their dream of homeownership. She has a special place in her heart for Ft Campbell, specifically - Karol was born on the base when her father was enlisted! Today, it is still just as special as her husband concluded his time by retiring after 20 years of service as a First Sergeant with the 101st Airborne Division at Fort Campbell. In addition, Karol is a former facilitator for a Department of Defense contractor having taught thousands of transitioning military service members. As a loan officer, she will use this level of understanding and compassion to go above and beyond your expectations! When not working, Karol’s time is spent with her husband, daughters and family dogs.

Veterans United Employee Karol Hart

Karol Hart

Senior Loan Officer NMLS #1202012

Contact Information
Office 931-920-2252
Mobile 615-418-9641
Fax 931-263-8195
Email karol.hart@vu.com
Address 107 Center Pointe Drive
Clarksville, Tennessee 37040

Reviews

See what 1,016 customers have said about Karol Hart

5 out of 5 Stars

The team made it a very simple and efficient process. I would recommend Veterans United to anyone that is retiring, transferring or simply just upgrading their home. 10/10 WOULD RECOMMEND!

5 out of 5 Stars

Honest review ive been looking for a house since late 2025 when i got an email from veterans united i truly can say i was blessed they help me through the whole process and made it easy to understand thank you to the staff at veterans united godbless you guys you keep the world pushing!

5 out of 5 Stars

Karol Hart and the Veterans United team I worked with kept me informed, on track, and lessen the stress of home buying process. I am very grateful for their dedication and professionalism.

5 out of 5 Stars
5 out of 5 Stars

Karol and her team were exceptional from the start. They made what we expected to be a daunting first home buying experience easy, leading us through every step of the loan process with top notch communication and clarity. The team was also very personable and made us feel like much more than just another client.

5 out of 5 Stars

I honestly could not say enough positive things about my experience with Veterans United! I was treated with respect and kindness! The team I worked with was incredibly knowledgable and courteous and answered all of my questions and concerns so very quickly (regardless of the time of day it may have been!)Our home buying experience was so easy and seamless! I would recommend calling Ms. Karol and Ms. Amanda to anyone looking for a VA Home Loan specialist!!!!

4 out of 5 Stars
5 out of 5 Stars
5 out of 5 Stars

Karol Hart, Amanda G., and the rest of the team were absolutely amazing from start to finish! They were very communicative, never hesitated to answer my questions or clarify things, clearly outlined the process and responsibilities of their side and mine, and fought for me when other entities were subpar. Additionally, they were kind, funny, and incredibly easy to work with. I’ve already referred a couple people to them since I closed a few weeks ago and I’ll continue doing so without hesitation!

5 out of 5 Stars

Kaorl Hart and her team were nothing short of phenomenal. As first‑time homebuyers, we expected stress — but they turned the entire loan process into something smooth, clear, and unbelievably easy. They were incredibly informative, answered every question with patience and confidence, and were always reachable, no matter when we needed them. Their attention, guidance, and dedication made us feel supported every step of the way. We couldn’t imagine going through this with anyone else.

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